The Key West Mystique

Key West Island News

 

Key West Island News connects Key West residents and friends of the island, fosters our One Human Family culture and advances understanding of shared goals for our island community

Key West isn’t the same for everone

Key West poverty | Half of our households cannot make ends meet

Key West poverty | Half of our households cannot make ends meet

By Linda Grist Cunningham, editor and proprietor

Linda Grist Cunningham is editor and proprietor of Key West Island News and KeyWestWatch Media LLC. She and her husband, a park ranger at Fort Zach, live in Key West with their Cat 5s.
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10/31/2025

Key West poverty hides inside a marketing super-engine of shimmering sunsets, glamorous galas, happy hours, peaceful walks along the beach and multimillion-dollar homes. That’s the Key West we want outsiders to see when they visit. It’s the Key West Mystique, nurtured for more than a century, that lured and kept many of us here.

Heck, it’s the Key West I wrote about last week, so I’m guilty of willfully ignoring this fact:

Half of Key West’s 15,049 households don’t have enough income to meet subsistence-level needs for food, housing, health care, child care, transportation, taxes and technology. Our local United Way, in its ALICE report, did the math. A Key West family of two adults and two children in day care needs an annual combined income of $106,608 simply to get by. God help that family if the car breaks down or a kid gets airlifted to Miami for emergency care.

Come Saturday, Nov. 1, making ends meet gets much tougher as congressional Republicans refuse to correct a course that will crush Key West’s working poor, senior citizens and children.

SNAP, which provides food assistance, is unfunded because of the federal government shutdown. About 10 percent of Key West’s households need SNAP to fend off starving.

And open enrollment begins for health insurance. Caught at the center of the federal government shutdown are health care benefits for the working poor, those not on Medicare or employer insurance and children. Unless Congress agrees to extend the current benefits, insurance premiums will skyrocket on Jan. 1. Nov. 1 is the first day people who purchase health insurance through the Affordable Care Act (ACA) marketplace will see just how terrifying those increases will be.

About 4,000 Key West households buy insurance plans through the ACA. Our hypothetical Key West family of four can expect their cost to increase at least $284 a month, or $3,413 a year. That’s about a week’s worth of groceries each month. Does one eat or pay the insurance?

By the way, and before you’re tempted to say “yeah, but,” none of those government-subsidized benefits are available to undocumented residents. Their plight is worse.

Key West poverty
The ALICE Household Survival Budget reflects the minimum cost to live and work in the current economy and includes housing, child care, food, transportation, health care, technology, and taxes. It does not include savings for emergencies or future goals like college or retirement. ALICE is an acronym for Asset Limited, Income Constrained, Employed, and represents the growing number of families who are unable to afford the basics of housing, child care, food, transportation, health care, and technology. These workers often struggle to keep their own households from financial ruin, while keeping our local communities running.

Key West poverty | The tattered core behind island’s image

If you’re not convinced there’s a dark and unraveling core of poverty swirling under Key West’s oh-so-pleasant facade, I’ll double down. The Monroe County Board of Commissioners cut 50 percent — a million dollars — from the grants it awards to local nonprofits that feed, shelter or care for the sick and at-risk. State and federal DOGE cuts had already hit programs — public and private — that help those in need. While benevolent donors are doing their best to pick up the slack, there simply are not enough givers to cover the losses.

It’s easy not to see Key West’s poverty. If you go about looking for it, you’re unlikely to have much of an aha moment because the tropes we use to decide who’s poor and who’s not aren’t there. Millionaires wear tattered shorts and t-shirts. Our still income-mixed neighborhoods put a sagging porch and battered shingles next to a spiffed-up two-story vacation rental with a pool and off-street parking. Most of us will never see the dilapidation and decay inside too much of the housing authority’s aging compounds, nor will we see the eroding military housing that puts service families at risk. Certainly the tourists don’t.

Because Key West’s poverty is so difficult to see — and because it’s just so much more “fun” to raise money for arts and entertainment, cats and dogs and pet projects — I suffer through a lot of meetings that start like this: “We need more members to fulfill our (fill in the blank) mission. Let’s build something, market something, get a new logo, add live streaming (might cost us $10,000 but, hey, it’s worth it).”

I have my pet projects that are barely tangential to caring for the sick, homeless and hungry. They’re worthy ones, they bring joy and I don’t begrudge them a penny. But there are others of mine whose mission truly is — or should be — caring for the least among us. They’re nattering about marketing and social media when the conversation ought to be “let’s figure out how to give 10 percent annually, off the top, before expenses, of what we have or raise to, oh, say, the Florida Keys Outreach Coalition.” Or AHEC, or Samuel’s House, or Wesley House, or Star of the Sea.

The consequences of half our island’s residents being a paycheck from destitution will worsen over the next decade. These are the children and teachers, law enforcement and public employees, bartenders and retail staff, landscapers and caregivers, mothers, fathers and grandparents who are truly the keepers of the Key West Mystique. We cannot turn a blind eye to Key West’s invisible poverty.

Learn more

The latest ALICE Report for Key West and Monroe County: Details and statistics on poverty in our area

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